FAQ
Do you charge a fee for any of your services?
No. Remuneration is paid by the insurance company.
How long does it take for you to complete a market research?
Two to four days. This step is crucial and completed meticulously to identify the best insurance product(s) aligning with the needs identified during the initial discovery.
How long does the insurance company take to process the application?
Usually two to three weeks.
Do I have to provide a blood and urine sample?
Your age and the amount of insurance being requested will determine if a blood and urine sample is required. There is no fee.
What if I don't feel comfortable sharing my medical history with you?
You have the option to share your medical history in a confidential telephone interview conducted by an authorized third-party company contracted by the insurance company.
Can the entire process be completed virtually?
Yes. The process is fully virtual with online video conferencing and digital signature technology. Policy documents will be sent electronically, with physical copies delivered later.
Are life insurance and critical illness insurance benefit payouts taxed?
Life insurance and critical illness insurance payouts are tax-free when the beneficiary is a person(s).